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Abstract
Is it interesting a 2 billion euro insurance market for the “old” Europe? “Not very much” one may say considering this figure
represents no more than 16% of the insurance turn-over in the case of the most recent entry in the Romanian market, Groupama. The answer
is still not as simple as that because “interesting” in business terms is not only about today, but very much about tomorrow. By the end of
2007 it was obvious that the Romanian insurance market is far from calming down. Not only that for the time being change is still the main
real constant in use, but figures show that the market environment becomes more challenging than ever these days. The market situation
showed that this allegation it was by that time more likely to be true than ever.