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Abstract
The present paper is an attempt to identify the problems faced by the rural women in availing Bandhan microfinance. The study was conducted in Margherita sub-division, Tinsukia district of Assam during the period of June 2021 – July 2021 and the study design adopted was exploratory cum descriptive. For the present study thirty percent groups were selected from each selected Bandhan Banking unit. Thus, 108 members of Bandhan groups were selected for the study as respondent. The results indicated that the most common problem faced by the respondents in availing the microfinance services was short period for repayment, not clear about the interest rate and credit expenditure on family crisis.  It can be concluded from the studythat the respondents faced problems after availing the microfinance serviceswhich needs to be addressed.