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Abstract

By studying high-quality development process of Henan agriculture and rural areas empowered by digital inclusive finance, it is found that the construction of digital financial infrastructure in Henan Province is relatively complete, and the level of deposit and loan of rural enterprises and farmers is constantly improving, and the market and government are constantly upgrading the financial risk insurance compensation mechanism. At the same time, there are also problems such as insufficient demand and supply of digital finance, single digital financial products, and weak market supervision. Based on this, some implementation paths are proposed, such as continuing to strengthen the construction of rural financial infrastructure in Henan Province, improving farmers' financial literacy, and enriching digital financial products and services. The government should continue to improve the construction of market system, and broaden the market supervision and management, to actively promote the digitalization of agricultural finance to enable the high-quality development of agriculture and rural areas in Henan Province.

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