The objective of this paper is to measure the impact of access to agricultural credit on the productivity of farmers in Togo. The results show that there is a difference between farmers who have access to credit and those who do not. Also, farmers with access to credit have higher productivity than those without. Thus, access to credit is an essential factor in increasing agricultural productivity. Togolese decision-makers must, in the development of their agricultural policy, place greater emphasis on mechanisms to promote access to agricultural credit.