The Farm Credit System was created in 1916 to provide real estate credit to farmers that banks in many cases were barred from providing or were too small to provide. Whatever original justification there was for the FCS has long since disappeared. However, the FCS does have some statutory obligations that it is not meeting today while, at the same time, it is engaging in lending and other activities that clearly contravene any remaining rationale for a government-sponsored ag lender. FCS is not sufficiently focused on serving young, beginning, and small farmers.