Most mortgaged homes have complete plumbing and other conveniences necessary for sanitation. Most mortgage borrowers had complete plumbing in their previous residence. Compared with other types of mortgages, homes financed through Farmers Home Administration (FmHA) programs were smaller with fewer rooms, bedrooms, and bathrooms. A higher proportion of FmHA loans, compared with other mortgage types, went to lower income families, female-headed households, heads with less formal education, Blacks and other minorities, welfare recipients, and former renters. Most mortgage holders were satisfied with their housing, neighborhood, and community services.