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Abstract
The occurrence of hazards on farms in Michika Local Lovernment Area hav'e been a source· of concern to farmers. This. development has taken a negative turn on the farmers' income and welfare. Consequently However, farmers are apprehensive of cultivating crops and raising livestock. This study looked into the awareness of the Agricultural Insurance policy of NAIC by farmers in the study area. Find1ngs indicated that to a large extent the farmers are illiterate and operate on a small scale. This could affect their level· of awareness and enlisting into "the insurance-scheme of NAIC. Disease outbreak and drought are the common ·social hazards farmers have experienced in the study area. But awareness of the agricultural insurance ·scheme is very low among the farmers. The authorities of the local government have been a reliable source of assistance during the occurrence of social hazards. The study recommends an increased enlightenme_nt and participation in the insurance policy of NAIC ..