Excerpts from the report: This area study, the sixth and last of a series, deals with credit policies, practices, and trends in local farm supply cooperatives in the Atlantic region. Fourteen cooperatives in New York, New Jersey, Virginia, West Virginia, North Carolina, and Georgia provided information on their credit operations during the 5-year period, 1953-54 through 1957-58. On the basis of available information, their operations were typical of general supply operations of the area and above average in credit control performance. Farmer Cooperative Service conducted these area studies to determine: (1) The nature of and trends in use of credit by local cooperatives handling diversified lines of supplies and equipment, and (2) practical policies and procedures for successfully controlling credit operations.