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Excerpts from the report Preface: Between 1940 and 1950 farm property valuations more than doubled. These increased valuations have been accompanied by higher replacement costs and, therefore, a need for more insurance by farmers. Often, the increased amounts exceed the single-risk limitations that are acceptable to farm mutuals, particularly the smaller companies. Thus farm companies need "specific-risk" reinsurance more than ever before, if farmer members are to receive adequate coverage of high-valued buildings and equipment. Much of the report is devoted to a description of reinsurance programs sponsored by State associations of mutual insurance companies in 13 States. It is hoped that the information will be helpful to farm mutuals and their State associations in organizing reinsurance programs in other States.


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