DISCRIMINATORY PRACTICE IN MICROFINANCE: GENDER AND GLASS CEILING ON LOAN SIZE (CASE STUDY FROM JORDAN)

This paper uses One-way ANOVA test and descriptive statistics on database comprising 88 055 loan applications from a Micro Fund for Women (MFW) in Jordan for the period (2011-2017). We detect if borrowers with different characteristics e.g. years of formal education, gender, nationality) have different level of capabilities that lead to the difference in possibilities in the granted loan sizes. Our analysis finds out that there are no observable characteristics affect loan allocation. Variables such as gender, years of formal education, nationality found to have no significant effect on MFW disbursed loans. Moreover, MFW branch location has no significant effect on loan size. The outcome of this paper calls for further research to identify the most relevant factors affect loan size in microfinance industry in Jordan.


Issue Date:
2018
Publication Type:
Journal Article
DOI and Other Identifiers:
Record Identifier:
https://ageconsearch.umn.edu/record/279363
ISSN:
2064-3004
Language:
English
Published in:
Journal of Central European Green Innovation, 06, 1
Page range:
35-54
JEL Codes:
B54; I2; L26; P3




 Record created 2018-10-31, last modified 2020-10-28

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