The literature on risk management widely discussed the determinants of farmers’ insurance adoption, with risk aversion and risk perception being established as the most relevant predictors of farmers’ intention. Being part of an on-going study in EU countries, this paper proposes an integrated model to analyse the simultaneous interrelations among different antecedents of farmer intention, using a structural equation model. To this purpose, a field survey in Italy and Poland was carried out through direct interviews. The preliminary evidences demonstrate that previous insurance adoption at farm level and the subjective trust of producers towards the intermediaries that are somehow responsible for the adoption of such risk management instrument are the main predictors of future intention to take out insurance. Moreover, in line with recent literature, we found risk aversion negatively influencing the intention.