With the enrollment expansion of college and continuous reform of college education system and college charging system, the number of college students with financial difficulties is increasing. The college students with family financial difficulties not only bear the huge economic burden, but also bear the huge pressure of learning and mental stress, and they have many kinds of psychological problems including psychological distress of tension and anxiety, psychological conflict of self-respect and self-abasement, conflict of desire for interpersonal interaction and self-containment and strong vanity and dependence mentality. This paper puts forward the corresponding recommendations to solve these problems.