The South Kelantan Development Authority (KESEDAR) and the Federal Land Development Authority (FELDA) are the two main agencies that develop land schemes in the district of Gua Musang, Kelantan. The nine land schemes developed by FELDA are Kemahang 3, Chiku 1, Chiku 2, Chiku 3, Chiku 5, Chiku 6, Chiku 7, Perasu, and Aring 1. KESEDAR also developed eleven land schemes namely Paloh 1, Paloh 2, Paloh 3, Chalil, Lebir, Meranto, Sungai Terah, Renok Baru, Jeram Tekoh, Limau Kasturi, and Sungai Asap. A large part of the schemes under the FELDA was planted with oil palm (84.7%) while the rest was planted with rubber trees. On the other hand, most of the land schemes under KESEDAR were planted with rubber (67%), while the remainder were planted with oil palm. The question that arises is to what extent is the role of both the agencies in advancing the standard of living of the settlers? What are the problems faced by the settlers and their implications regarding their socio-economic level? This paper will discuss the role played by KESEDAR and FELDA in advancing the standard of living of the settlers as well as identifying the problems faced by the settlers under the two agencies. The study found that many settlers earned between RM600 - RM1200 per month despite the efforts undertaken by FELDA and KESEDAR to improve the living standards of the settlers. The main problems faced by the settlers are: palm oil prices are volatile; oil palm trees are old, the old age of the settlers, and the settlers’ chidren migrating to the city.