Survey and Thought on Graduates' Repayment Awareness of Student Loan in Agricultural Universities and Colleges
2011
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Details
Title
Survey and Thought on Graduates' Repayment Awareness of Student Loan in Agricultural Universities and Colleges
Keywords
To find out graduates' repayment awareness of student loan; we conducted a questionnaire survey for those graduates who applied for student loan in Zhongkai University of Agriculture and Engineering. The survey has following results. First; the national student loan plays an important role in assisting poor students in finishing their study. Second; graduates Value social function of personal credit. Third; trustworthiness education activities carried out by colleges and universities are effective. Fourth; economic income is a major factor of graduates repaying capital with interest. Fifth; bank’s student loan management system is not perfect. Sixth; the national student loan system remains to be improved. In line with these results; we put forward five countermeasures and suggestions: strengthen the trustworthiness education of students: standardize the credit investigation management of students' personal credit; establish student information management mechanism; standardize banks' payment reminder administration behavior; and perfect national student loan system.
Author(s)
Subject(s)
Issue Date
2011-11
Publication Type
Journal Article
DOI and Other Identifiers
Record Identifier
https://ageconsearch.umn.edu/record/126420
PURL Identifier
http://purl.umn.edu/126420
Published in
Asian Agricultural Research
Volume
03
Issue
11
Page Range
56 - 59
Total Pages
4
Record Appears in