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Abstract
This study provides a different perspective in revisiting the racial and gender
discrimination issue regarding FSA loans. The Oaxaca-Blinder decomposition method,
commonly used in wage discrimination analysis, is employed to determine whether there
exist unwarranted differences between the loan amounts approved among racial and
gender classes. The findings of this study are inconclusive. As with previous studies, no
clear and convincing evidence was found to signal racial or gender discrimination with
respect to approved loan amounts to farmer borrowers.