Farmers face growing production and price risks that traditional Farm Service Agency (FSA) programs and crop insurance only partially address. This article reviews existing decision tools and introduces the Crop Insurance Decision Maker (CIDM), a web-based platform that uses stochastic simulations to project expected net revenues across insurance products and coverage levels. By incorporating farmer risk preferences and county-level data, CIDM improves transparency and supports more informed enrollment in FSA and crop insurance programs. Case studies demonstrate how CIDM enhances risk management decisions, balancing income stability with financial resilience.
