Financing constitutes a strategic lever for the development of agricultural products, and more specifically for terroir products, which are characterized by strong territorial specificity and differentiated added value. International economic literature has addressed agricultural financing through several theoretical frameworks: financial intermediation theory, information asymmetry theory, transaction cost theory, value chain theory, institutional economics, and territorial development approaches. This article provides a critical review of the main theoretical and empirical contributions concerning the financing mechanisms of agricultural and terroir products worldwide, highlighting the structural determinants of access to finance, financial innovations, and their implications for rural economies.
