The 2025 Crop Insurance Decision Tool has been released to aid in crop insurance decisions. It is a Microsoft Excel workbook that can be downloaded from farmdoc (here). It provides farmer-paid premiums for different federally regulated policies administered through the Risk Management Agency. Using 2024 projected prices and volatilities, farmer-paid premiums for most policies would be similar to last year, except those related to the Enhanced Coverage Option (ECO). ECO's premiums will be lower because of an increase in premium support.
