An analysis of financing problems facing the food crop sector has revealed that it is financed by four major sources namely: farmers' savings, loans, farm revenues and gifts. Investment expenses are financed mostly by savings for approximately 58,5% of the total amount. It has also appeared that farmers rely mostly either on autofinancing or on credit from informal sources. Solidarity continues to play an important role through gifts especially for young farmers. From these analysis, it seems that the best approach to solving financing problems for agriculture is to built a network of small size savings and loan cooperqtives. They can satisfy the needs for short term or even medium term funds, but the State will have to intervene for long term fundings.
