@article{Mikesell:334677,
      recid = {334677},
      author = {Mikesell, James J. and Ghelfi, Linda M.  and Salant,  Priscilla and Wallace, George and Whitener, Leslie A.},
      title = {Meeting the Housing Needs of Rural Residents: Results of  the 1998 Survey of USDA's Single Family Direct Loan Housing  Program},
      address = {1999-12},
      number = {2487-2023-674},
      series = {Rural Development Research Report No. 91},
      pages = {72},
      year = {1999},
      note = {This report also uses data from the 1995 American Housing  Survey (AHS) to compare demographic, housing, and economic  characteristics of Section 502 housing program participants  with those of other low-income rural residents. The AHS is  conducted biennially by the Bureau of the Census for the  U.S. Department of Housing and Urban Development.  The AHS  is designed to provide detailed information on housing  structure, use, and plumbing characteristics; equipment and  fuel use; housing and neighborhood quality; financial  characteristics; and household attributes of current  occupants. The national sample is based on about 55,000  units selected for interview in 1995.  Data are weighted to  reflect the U.S. population},
      abstract = {USDA’s Section 502 Single Family Direct Loan Housing  Program provides subsidized housing loans to low- and  moderate-income rural residents who do not own adequate  housing and cannot obtain a home mortgage from other  sources.  Typical recent borrowers from the program are  under 40, have children, have low or modest incomes, have a  home that is better than their previous residence, and are  satisfied with their current home, neighborhood, and the  Section 502 program. Most believed that, without assistance  from the program, they would have been unable to afford a  comparable home for at least 2 years and possibly never.   These findings are based on a national survey of 3,027  recent Section 502 borrowers, conducted by the Economic  Research Service at the request of USDA’s Rural Development  mission area.  The survey identified borrower  characteristics and addressed issues of program  effectiveness and performance.  This report compares the  survey’s findings with similar information for other low-  to moderate-income rural residents and provides a separate  analysis of program participation by elderly,  single-parent, disabled, Hispanic, and black households. },
      url = {http://ageconsearch.umn.edu/record/334677},
      doi = {https://doi.org/10.22004/ag.econ.334677},
}