@article{Wandeda:330313,
      recid = {330313},
      author = {Wandeda, Dickson Onyango and Ogalo, Harriet Tzindoli  and  Odima, Arthur },
      title = {Explaining rural household financial health: Evidence from  Kenya},
      journal = {African Journal of Economic Review},
      address = {2022-06},
      number = {2050-2023-167},
      year = {2022},
      abstract = {This paper uses binary logit model to estimate rural Kenya  household financial health. The data used in this study are  taken from Kenya financial access household survey 2019.  The estimated results from logit model show that  social-economic factors significantly explain rural Kenya  financial health. Specifically, rural Kenya financial  health is positively influenced by education level, wealth,  joint financial decision, income, pension and national  health insurance fund uptake. On the other hand,  individuals who are low-income earners and are excluded  from national health insurance fund and pension schemes are  more likely to be financially unhealthy. Financial access,  education level, wealth and joint financial decision  significantly explains the variation in the financial  health among women. Further, education level, wealth,  financial decision, income, national health insurance fund  uptake, and pension usage significantly contribute to the  financial health of the youths. The study recommended  increased financial access, literacy campaigns, universal  health coverage among the households.},
      url = {http://ageconsearch.umn.edu/record/330313},
      doi = {https://doi.org/10.22004/ag.econ.330313},
}