Excerpt from the report: Farmers pay more than 50 million dollars a year as premiums on about 1,250 million dollars of crop-hail insurance. This bulletin deals with the types of contracts that may he obtained, settlement of losses, and other important provisions of the contracts. Also included is a short sketch of the developments leading to the present status of crop-hail insurance. Of special use to farmers is a discussion, beginning on page 14, of how crop-hail insurance may he used along with Federal all-risk crop insurance. When crop prospects are average or better, crop-hail insurance is especially useful in protecting prospective net income.