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The purpose of this study was to determine the socioeconomic characteristics of farmers who use agricultural credit, to analyses the behaviors on agricultural credit, and to propose solutions on current problems. For this reason, data was collected from 67 farmers by survey method and finding were presented and interpreted in company with tables and graphs. It was found that ¾ of the farmers were using agricultural credit but most of them have difficulties to pay back it because of high interest rate. The granting loans with low interest rate and increasing income supports would be considered as a solution proposal.


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