@article{Czemiel-Grzybowska:245721,
      recid = {245721},
      author = {Czemiel-Grzybowska, Wioletta},
      title = {Barriers to financing small and medium business  enterprises in Poland},
      journal = {Business and Economic Horizons (BEH)},
      address = {2013},
      number = {1232-2016-101188},
      pages = {9},
      year = {2013},
      abstract = {The access to finance is indispensable for the efficient  allocation of capital and the enterprise development.  However, when compared with large enterprises, small and  medium enterprises face many difficulties when pursuing to  procure financial resources, which are due to several  causes, including: the unstable and inadequate juridical  and legislative framework, which does not support the  relationship between capital providers and the enterprises  that require financing, incomplete information and even  lack of information from the part of both capital providers  and enterprises, which prevents the development of normal  and efficient relations between them; lack of a credit  history and insufficient guarantees for creditors,  especially in the case of the small and young firms;  limited and, sometimes, inadequate range of financing  products.},
      url = {http://ageconsearch.umn.edu/record/245721},
      doi = {https://doi.org/10.22004/ag.econ.245721},
}