@article{Hartarska:20740,
      recid = {20740},
      author = {Hartarska, Valentina M. and Gonzalez-Vega, Claudio},
      title = {CREDIT COUNSELING AND MORTGAGE LOAN DEFAULT BY RURAL AND  URBAN LOW INCOME HOUSEHOLDS},
      address = {2001},
      number = {374-2016-19706},
      series = {Selected Paper},
      pages = {18},
      year = {2001},
      abstract = {A competing risks model is implemented to establish the  influence of cash flow-based counseling on mortgage loan  repayment by rural and urban low-income households. Data  from 405 counseled and non-counseled clients are used to  test hypotheses about the effectiveness of counseling,  duration of effects, and rural-urban differences.},
      url = {http://ageconsearch.umn.edu/record/20740},
      doi = {https://doi.org/10.22004/ag.econ.20740},
}