CREDIT COUNSELING AND MORTGAGE LOAN DEFAULT BY RURAL AND URBAN LOW INCOME HOUSEHOLDS

Hartarska, Valentina M.; Gonzalez-Vega, Claudio

doi:10.22004/ag.econ.20740

CREDIT COUNSELING AND MORTGAGE LOAN DEFAULT BY RURAL AND URBAN LOW INCOME HOUSEHOLDS

Hartarska, Valentina M. ; Gonzalez-Vega, Claudio

A competing risks model is implemented to establish the influence of cash flow-based counseling on mortgage loan repayment by rural and urban low-income households. Data from 405 counseled and non-counseled clients are used to test hypotheses about the effectiveness of counseling, duration of effects, and rural-urban differences.

Subject(s):

Financial Economics

Issue Date:

2001

Publication Type:

Conference Paper/ Presentation

DOI and Other Identifiers:

10.22004/ag.econ.20740

Record Identifier:

https://ageconsearch.umn.edu/record/20740

PURL Identifier:

http://purl.umn.edu/20740