@article{Karlan:201692,
      recid = {201692},
      author = {Karlan, Dean S. and Berry, James and Pradhan, Menno},
      title = {The Impact of Financial Education for Youth in Ghana},
      address = {2015-04},
      number = {1858-2016-152827},
      series = {Economic Growth Center Discussion Paper},
      pages = {32},
      year = {2015},
      abstract = {We evaluate, using a randomized trial, two school-based  financial literacy education programs in government-run  primary and junior high schools in Ghana. One program  integrated financial and social education, whereas the  second program only offered financial education. Both  programs included a
voluntary after-school savings club  that provided students with a locked money box. After nine  months, both programs had significant impacts on savings  behavior relative to the control group, mostly  because
children moved savings from home to school. We  observed few other impacts. We do find that financial  education, when not accompanied by social education, led  children to work more compared to the control
group,  whereas no such effect is found for the integrated  curriculum; however, the difference between the two  treatment effects on child labor is not statistically  significant.},
      url = {http://ageconsearch.umn.edu/record/201692},
      doi = {https://doi.org/10.22004/ag.econ.201692},
}