@article{Jabbar:183004,
      recid = {183004},
      author = {Jabbar, Mohammad A. and Ehui, Simeon K. and Von Kaufmann,  R},
      title = {Supply and Demand for Livestock Credit in Sub-Saharan  Africa: Lessons for Designing New Credit Schemes},
      address = {2002},
      number = {610-2016-40487},
      pages = {14},
      year = {2002},
      abstract = {Based on analysis of credit supply in Ethiopia, Kenya,  Uganda and Nigeria, it is
shown that public credit  institutions do not have sufficient funds to meet the  demand for livestock
credit and cannot mobilize savings  from their clients or other commercial sources for one  reason or
another. In addition, available credit does not  reach those who need it the most and with whom it
could  have the greatest impact due to the application of  inappropriate screening procedures and
criteria to  determine creditworthiness. The analysis of demand based on  borrowing and
nonborrowing sample households using improved  dairy technology, it is shown that not all
borrowers  borrowed due to liquidity constraint while some borrowers  and some nonborrowers had
liquidity constraint but did not  have access to adequate credit. Logistic regression  analysis show
that sex and education of the household head,  training in dairy, prevalence of outstanding loan and
the  number of improved cattle on the farm had significant  influence on both borrowing and
liquidity status of a  household, though the degree and direction of influence  were not always the
same in each study country. Based on  the findings it is suggested that combining public  and
commercial finance could solve the problem of  inadequate credit supply while inventory finance  to
community level input suppliers and service providers  might help in getting credit to worthy and
needy  smallholders at lower cost than providing credit to  smallholders directly},
      url = {http://ageconsearch.umn.edu/record/183004},
      doi = {https://doi.org/10.22004/ag.econ.183004},
}