@article{Meludu:147540,
      recid = {147540},
      author = {Meludu, Nkiru T. and Adekoya, A.E.},
      title = {ENHANCING INSTITUTIONAL MICRO-CREDIT FOUNDATIONS FOR THE  SUSTAINABILITY OF WOMEN FARMERS ENTREPRENEURSHIP  DEVELOPMENT IN NIGERIA},
      journal = {Journal of Rural Economics and Development},
      address = {2007},
      number = {1623-2016-134878},
      series = {1},
      pages = {12},
      year = {2007},
      abstract = {Micro-credit loans assist the poor women in developed  countries to help themselves achieve sustainability in  entrepreneurial development. However, unavailability and  insufficient credit loans are the major impediments to  agricultural development and poverty alleviation in  underdeveloped and developing countries. This study  identified the women farmers’ experiences in having access  to micro-credit institutions in Oyo State of Nigeria. The  study revealed both institutional and non-institutional  micro-credit foundations as sources of credit available to  women farmers in the area. Formation of informal  micro-credit self-help groups brought more relief and quick  services to the women farmers’ problems. The finding  revealed that majority of the women farmers received less  than the amount of loan requested. The repayment rate was  very poor due to the mode of disbursement and inability to  utilize the loan efficiently. Some constraints were  observed as problems encountered in obtaining loan from  NACB. However, there was significant relationship between  education (Chi2 = 16.25: p = 0.039), farming experience  (Chi2 = 15.86: p = 0.044), farm size (Chi2 = 17.01: p =  0.009) and access to loan. There is need for commitment by  micro-credit institutions to providing information and  credits in a timely and accurate manner and disburse  reasonable credit loan to the women.},
      url = {http://ageconsearch.umn.edu/record/147540},
      doi = {https://doi.org/10.22004/ag.econ.147540},
}