2003 Regional Committee NCT-194, October 6-7, 2003; Kansas City, Missouri

A framework is identified for modeling credit risk in agriculture. A CreditRisk+ type model is deemed most suitable for agricultural lending. The CreditRisk+ model is mod [...]

Farmers have increasingly been procuring external equity financing through either written or verbal business arrangements. Passage of the Agricultural Risk Protection Act [...]

Successful farm business managers must understand the determinants of profitability and have an overall long-term or strategic management focus. The objective of this res [...]

A normalized quadratic input distance function is proposed with which to estimate technical efficiency on commercial banks regulated by the Federal Reserve System. The st [...]

Credit risk models are developed and used to estimate capital requirements for agricultural lenders under the New Basel Capital Accord. The theoretical models combine Mer [...]

Published research on credit counseling and mortgage termination is surprisingly scarce, despite substantial growth in this industry. While the purpose of counseling is t [...]

The 1998 Survey of Small Business Finances provides robust information on the financing of small businesses including an overview of their firm’s organization, financia [...]