To answer the research question: what methods of protection against risk do Polish farmers use depending on the farm type, the sample was divided into clusters depending on farm characteristics. The results show that small farms use completely different risk management tools than medium and large farms, no matter what their main product is. There is also a significant difference between farms that have relatively large share of off-farm income and the remaining ones. Summing up, policy makers should prepare a diversified offer of risk management tools for farmers, depending on their needs.