The importance of the topic studied is generally given by the increasing significance of self-care, caused by the disadvantageous climate change disasters. This study is related to that because it shows additional information about the field in question through the investigation of past procedures as well as present- day data, this way providing more accurate findings. The insurance market has gone through profound changes during the period of the change of regime and after that as well, both in quality and quantity. In this study We are pointing out the most important changes of the division market based on the findings of mathematical and statistical research, from the ‘80s to present time