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000208131 005__ 20181128184127.0
000208131 0247_ $$2Other$$aISSN 0237-3539
000208131 037__ $$a454-2016-36598
000208131 037__ $$a454-2016-37063
000208131 041__ $$aen_US
000208131 260__ $$c1988-06-30
000208131 269__ $$a1988-06-30
000208131 300__ $$a18
000208131 336__ $$aJournal Article
000208131 490__ $$aXI
000208131 490__ $$a1
000208131 520__ $$aThe study was undertaken to study the nature and extent of indebtedness of the Class IV employees of Bangladesh Agricultural University. It was found that nearly two-thirds of them were indebted to one or more than one sources. Among the borrower-employees, about two-thirds borrowed from the University Provident Fund amounting to about one-third of the total loan amount. More than 50 percent of the loan amount was borrowed from private money lenders and the so called ‘cooperative and welfare-societies,’ charging an usurious interest rate ranging from 120 to 240 percent. The majority of the loanee-employees who borrowed from private money leaders and societies repaid only interest charges which amounted to more than 90 percent of their total borrowing. The overall loan repayment percentage was found to be less than 10 percent, thus piling an average amount of outstanding debt of more than Tk. 12,000. Lenders' characteristics show that about 60 percent of them were University employees operating money lending business mostly for the fellow employees of the University. Interest earning became their major source of income.
000208131 542__ $$fLicense granted by Sidhartha Sankar Biswas (bsertbau15@gmail.com) on 2015-08-26T06:49:35Z (GMT):

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000208131 650__ $$aResearch and Development/Tech Change/Emerging Technologies
000208131 700__ $$aRahman, M. Lutfor
000208131 700__ $$aIslam, Zahirul
000208131 700__ $$aAli, Rafiqunnessa
000208131 773__ $$d1988$$j 11$$k 1$$o68$$q51$$tBangladesh Journal of Agricultural Economics
000208131 8564_ $$s1232922$$uhttp://ageconsearch.umn.edu/record/208131/files/Article_03%20Vol-XI_1.pdf
000208131 887__ $$ahttp://purl.umn.edu/208131
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000208131 912__ $$nSubmitted by Sidhartha Sankar Biswas (bsertbau15@gmail.com) on 2015-08-26T06:56:47Z
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  Previous issue date: 1988-06-30
000208131 982__ $$gBangladesh Journal of Agricultural Economics>Volume 11, Number 1, 1988
000208131 980__ $$a454