Financial Stages of a Farmer’s Life: Effects on Credit Analysis Measures

Farm financial performance measures are evaluated for producers across five age groups. The debt-to-asset ratio is highest for farmers in the lessthan- 30 age group, 45.5 percent, and decreases across age groups. Repayment capacity is strongest for farmers in the less-than-30 age group, 2.1:1, and weakest for farmers in the 50-59 age group, 1.3:1. Operating profit margins tend to increase as farmers become more experienced. A key element in the financial evaluation of farmers through the life cycle is differing degrees of land ownership.


Issue Date:
2007
Publication Type:
Journal Article
PURL Identifier:
http://purl.umn.edu/190676
Published in:
Journal of the ASFMRA (American Society of Farm Managers and Rural Appraisers), 2007
Page range:
17-24
Total Pages:
8




 Record created 2017-04-01, last modified 2017-08-29

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