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German Journal of Agricultural Economics >
Volume 51, Number 2, 2002 >
Please use this identifier to cite or link to this item:
http://purl.umn.edu/98117
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| Title: | Beitragsnovellierung in der landwirtschaftlichen Unfallversicherung - Notwendigkeit und Vorschläge |
| Other Titles: | Amendment of the Premiums for the Agrarian Accident Insurance |
| Authors: | Bahrs, Enno |
| Authors (Email): | Bahrs, Enno (ebahrs@gwdg.de) |
| Keywords: | professional associations in agriculture premium standards accident risk equivalence principle |
| Issue Date: | 2002 |
| Abstract: | Many German farmers do no longer accept the annual premiums for
the state accident insurance, which sometimes reach a considerable
degree. The farmers are of the opinion that the specific accident risk
of each farm has to be taken into account. So far, the agrarian professional
associations as representatives of the state accident insurance,
predominantly measure the premium standards by acre/
hectare which no longer fulfils the equivalence principle.
The merger of some agrarian professional associations, which
take place at present or are planned in the near future, should be
regarded as an opportunity to institutionalize new and more appropriate
premium standards. They have to be adapted anyway, as a
merger usually means the standardization of two or more different
premium standards. Inevitably there will be redistributions of the
premium burden. The present time is ideal to use simultaneously a
premium standard that is viable in the future.
This essay analyses the predominantly used premium standards
and suggests appropriate methods to measure future standards. |
| URI: | http://purl.umn.edu/98117 |
| Identifiers: | ISSN 0002-1121 |
| Institution/Association: | German Journal of Agricultural Economics> Volume 51, Issue 2, 2002 |
| Total Pages: | 12 |
| From Page: | 120 |
| To Page: | 131 |
| Collections: | Volume 51, Number 2, 2002
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| 4_Bahrs.pdf | | 343Kb | PDF | View/Open |
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