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Please use this identifier to cite or link to this item: http://purl.umn.edu/98117

Title: Beitragsnovellierung in der landwirtschaftlichen Unfallversicherung - Notwendigkeit und Vorschläge
Other Titles: Amendment of the Premiums for the Agrarian Accident Insurance
Authors: Bahrs, Enno
Authors (Email): Bahrs, Enno (ebahrs@gwdg.de)
Keywords: professional associations in agriculture
premium standards
accident risk
equivalence principle
Issue Date: 2002
Abstract: Many German farmers do no longer accept the annual premiums for the state accident insurance, which sometimes reach a considerable degree. The farmers are of the opinion that the specific accident risk of each farm has to be taken into account. So far, the agrarian professional associations as representatives of the state accident insurance, predominantly measure the premium standards by acre/ hectare which no longer fulfils the equivalence principle. The merger of some agrarian professional associations, which take place at present or are planned in the near future, should be regarded as an opportunity to institutionalize new and more appropriate premium standards. They have to be adapted anyway, as a merger usually means the standardization of two or more different premium standards. Inevitably there will be redistributions of the premium burden. The present time is ideal to use simultaneously a premium standard that is viable in the future. This essay analyses the predominantly used premium standards and suggests appropriate methods to measure future standards.
URI: http://purl.umn.edu/98117
Identifiers: ISSN 0002-1121
Institution/Association: German Journal of Agricultural Economics> Volume 51, Issue 2, 2002
Total Pages: 12
From Page: 120
To Page: 131
Collections:Volume 51, Number 2, 2002

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