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Journal of Agricultural and Applied Economics >
Volume 27, Number 01, July 1995 >
Please use this identifier to cite or link to this item:
http://purl.umn.edu/15326
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| Title: | FACTORS AFFECTING COMMERCIAL BANK LENDING TO AGRICULTURE |
| Authors: | Betubiza, Eustacius N.
Leatham, David J. |
| Keywords: | Agricultural lending
Commercial banks
Deregulation
Tobit |
| Issue Date: | 1995-07 |
| Abstract: | A tobit econometric procedure was used to examine the effect of selected demand and supply factors on nonreal estate agricultural lending by commercial banks in Texas. Results show that banks have reduced their agricultural loan portfolios in response to increased use of interest sensitive deposits after deregulation. Moreover, almost half of this decrease came from banks that stopped making agricultural loans. Also, results show that banks affiliated with multi-bank holding companies lend less money to agriculture relative to their assets than do independent banks. |
| URI: | http://purl.umn.edu/15326 |
| Institution/Association: | Journal of Agricultural and Applied Economics>Volume 27, Number 01, July 1995 |
| Total Pages: | 15 |
| Language: | English |
| From Page: | 112 |
| To Page: | 126 |
| Collections: | Volume 27, Number 01, July 1995
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| 27010112.pdf | 1020Kb | PDF | View/Open |
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