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          Volume 27, Number 01, July 1995 >

Please use this identifier to cite or link to this item: http://purl.umn.edu/15326

Title: FACTORS AFFECTING COMMERCIAL BANK LENDING TO AGRICULTURE
Authors: Betubiza, Eustacius N.
Leatham, David J.
Keywords: Agricultural lending
Commercial banks
Deregulation
Tobit
Issue Date: 1995-07
Abstract: A tobit econometric procedure was used to examine the effect of selected demand and supply factors on nonreal estate agricultural lending by commercial banks in Texas. Results show that banks have reduced their agricultural loan portfolios in response to increased use of interest sensitive deposits after deregulation. Moreover, almost half of this decrease came from banks that stopped making agricultural loans. Also, results show that banks affiliated with multi-bank holding companies lend less money to agriculture relative to their assets than do independent banks.
URI: http://purl.umn.edu/15326
Institution/Association: Journal of Agricultural and Applied Economics>Volume 27, Number 01, July 1995
Total Pages: 15
Language: English
From Page: 112
To Page: 126
Collections:Volume 27, Number 01, July 1995

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